Finance : finance and economics : finance and accounting > deposit passbook
Contents
cún zhé
  Banks, credit unions and other certificates issued to depositors as a small book
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No. 2
  Bank certificates issued to depositors as a small book. "Twenty years have witnessed the strange status quo," the second time: "at least you were born in Nanjing in person, take the books, support the Since the profits return to." Guanying "occurs in good times banks on": "get a dollar is save a dollar, two dollars will save more than two dollars, the bank to book, can support at any time. "Cao Yu" Peking Man "the second act:" This is Alice thought every day would like to peek at the bank book. "
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No. 3
  Savings bank shall carry out a multi-page business credit certificate. For the collection and payment more frequently, with continuous current savings. Depositors to deposit or withdraw funds, the bank is required to pay the registration book. Lost passbook savers, banks are required to report the loss.
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No. 4
  随着金融市场化,存折普及得如同人民币一般,然而,最早的“存折”又是什么样子,它为啥可以作信用凭证?据史书记载,我国历史上最早的信用机构是南北朝的“质库”(类似典当业),到了唐朝中叶出现了“柜坊”等,凭证有相互约定的实物,即具体的一样东西,较多的则使用“凭贴”、“书贴”、“文券”、“券契”等,为单纸或折纸式的单笔往来的记录,可以说这就是“存折”的前身。
  钱庄的雏形源自明朝中叶,它是伴随着商品经济发展而产生的民间信用机构,当时称“钱肆”、“钱桌”或“钱店”。开始只是兑换货币,后逐步发展才产生存放款业务,也就有了较正规的存折。随着沿海贸易的发展,到明末清初钱庄已经形成兑换货币的市场,称“钱市”。到了清朝中叶,钱庄已成为一个有相当规模的行业。
  钱庄那折叠式的存折,大小如同现在的公交本票大小。比较精致的外加硬板纸做的抽插式封套,套子外边还用各色布料包贴装饰得很美观。有的封面上已运用了烫金工艺。展开存折可以看到右上角由发证一方交付粘贴的每枚壹至贰角的印花税票,还有从右到左纵式排列用工整秀丽的毛笔字体记载的存取日期和款项。这就是中国传统的书写工具和约定俗成的书写形式。拉开来看,那齐整匀称的折叠形式,让人很自然便产生意会,故称其为“存折”。
  如果再要往前追溯“存折”的另一种意义,即折叠样式的源起,应该说是造纸术的发明使我们的祖先放弃了曾经在竹简上刻字的办法,在接受了使用纸张便捷的同时却保留了展读的习惯。以后,随着钱庄业从鼎盛走向衰落,这些折叠式的存折也就自然而然退出了历史舞台,而存折的名称却沿用至今
百科大全
  存折
  【存折】参见“储蓄存折”。
English Expression
  1. :  deposit book,  passbook
  2. n.:  deposit passbook,  bankbook,  a bankbook,  a passbook
French Expression
  1. n.  carnet de banque
Related Phrases
magcarddemagnetize