 一般附加险 一般附加险
General insurance has the following 11 additional risks:
1, theft, pilferage risks (theft, pilferage and non-delivery risk, tpnd), insured and add WPA security on the basis of this insurance, the insurer is liable for the insured for theft of goods and the insured After the whole cargo to its destination without loss of pay. However, the insured for the loss of goods due to theft, you must apply for inspection within 10 days of delivery, and for the whole pilferage, the insured person responsible party must obtain the relevant documents, and insurance professionals to compensation.
2, fresh rain insurance (fresh water and rain damage risk, fwrd), insured and add WPA security on the basis of this insurance, the insurer liable for insurance of goods in transit subject to rain, melting snow water and flooding leaching losses, including on board fresh water tank, water tank leakage and loss of goods caused by sweat. However, the insurer liable for compensation, requiring the insured person must know that the loss occurred within 10 days after the application for inspection, and to outside packaging marks or other evidence as the basis.
3 Leakage (leakage risk), insured and add WPA security on the basis of this insurance, the insurer is liable for coverage of the liquid, semi-liquid, oil cargo vessels damaged in transit due to leakage caused by loss, or liquid storage of goods caused by leakage of liquid rot losses. If kept wet by fluid loading casing, leaving casing leaks occur because the fluid decay, deterioration and other losses by the insurance company to pay compensation.
4, the short amount of risk (shortage risk), insured and add WPA security on the basis of this insurance, the insurer is liable for the goods covered by packaging the number of rupture or loss of bulk cargo and the actual occurrence of the shortage of weight loss, but does not include normal wear and tear during transit. The insured for the packaging of goods shortage, should provide evidence of the phenomenon of packaging rupture; for bulk cargo, places and unloading shipping weight calculated on the difference between the weight of the short amount of basis.
5, mixed, contamination (intermixture and contamination risk), insured and add WPA security on the basis of this insurance, the insurer liable for insurance of goods in transit or due to contamination of impurities entering into the impact quality of the goods caused by the loss. Besides the insurance of goods because of contact with other substances to be stained, for example, cloth, paper, food, clothing color is oil or contaminated with the economic losses thus caused.
6, collision damage, breakage (clash and breakage risk), insured and add WPA security on the basis of this insurance, the insurer is liable for coverage of the metal, wood and other goods due to vibration, bumps, collisions, crushed and caused the loss of the goods themselves, or brittle as loading and unloading of goods in transit barbaric, rude, transport of goods caused by the earthquake itself, Britain's broken, broken off the loss.
7, odor insurance (taint of odour risk), insured and add WPA security on the basis of this insurance, the insurer liable for insurance of food items (such as food, food, tea, herbs, spices), cosmetic raw materials Due to other items such as the impact of the loss caused by the odor. The main underwriting risk for the insured goods in transit by the improper stowage of other goods, causing the odor damage. Such as tea, spices and hides, camphor odor stacked together, can not be used.
8, the damp heat Insurance (sweat and heating risk), insured and add WPA security on the basis of this insurance, the insurer is liable for the goods covered by a sudden change in temperature or due to failure of ventilation equipment on board the cabin condensation caused , caused by moisture or heat loss.
9, hook damage insurance (hook damage risk), insured and add WPA security on the basis of this insurance, the insurer liable for insurance of the goods (usually bags, cartons or bales of goods) in the transport process Use crochet, hook handling, resulting in cracking or packing of goods directly hook the damage caused by broken and the repair or replacement of packaging expenses incurred. Such as food packaging bag hook hook for bad losses caused by leakage of food.
10, packing breakage (breakage of packing risk), insured and add WPA security on the basis of this insurance, the insurer liable for insurance of goods in transit caused by careless handling or handling caused by the rupture of packaging loss, and transport due to repair or replace the need for security expenses packaging.
11, rust damage insurance (rust risk), insured and add WPA security on the basis of this insurance, the insurer liable for insurance of goods during transport, losses due to rust. But the rust must be occurring during the period of insurance, such as when the original ship had rusted, the insurance company is not responsible. In addition, the practice of marine insurance, the insurer is generally not material to bare metal rust damage insurance coverage. |