Means the currency issue, circulation and withdrawn from circulation, distribution and recovery of loans, deposits, deposit and extraction, exchange of contacts and other economic activities.
Translated by Google
Finance
In short, is the capital of financial intermediation. Finance is the currency in circulation and credit activities and economic activities associated with it a general term, refers to all the broader financial and credit currency issue, storage, exchange, _set_tlement, economic activities related facilities, and even gold and silver trading, narrow specifically refers to the financial intermediation of credit currency. The content can be summarized as financial currency issue and Return, and pay a deposit of absorption, distribution and recovery of loans, gold and silver, foreign exchange trading, securities issuance and transfer, insurance, trust, domestic and international monetary _set_tlement . Institutions engaged in financial activities, mainly banks, trust companies, insurance companies, securities companies, investment funds, as well as credit unions, financial companies, financial as_set_ management companies, postal savings institutions, financial leasing companies and securities, gold and silver, foreign exchange transactions the other. New Solutions Financial Concepts Ningbo University Business School Professor Xiong Deping National Social Science Foundation in its research report "Rural Finance and Rural Economic Development Mechanism and Model" 【June 2005 through the acceptance of identification, be good grades, and was invited to form the results should be reported, was the party and state leaders attach great importance to and made important instructions, the results of 2009 research by the Ministry of Education Achievement Award (Humanities and Social Sciences) second prize, the results published book, "Rural Finance and Rural Economic Development Study" ( Social Sciences Academic Press, published in January 2009, P66-80)】, and the paper, "Rural Finance and Rural Finance Development Gold: Reconstructing the concept of transaction-based perspective" 【"Financial Theory and Practice" 2007 No. 2, P8-13; the People's University Press copy data "Agricultural Economics Guide" 2007 12 P120-126)】 reproduced, for the definition of rural finance and rural financial development, defined for both defects, starting from the re-definition of financial concepts redefining the rural finance and rural finance development concept and based on the definition, form a system of rural finance and the theory of coordinated development of rural economy, rural finance and build the coordinated development of rural economy mechanism and mode, and put forward relevant policy recommendations. The results based on the concept and worthy of theoretical study of rural finance, policy development and learn and think the real sector. The following are the results of the analysis on financial concepts and definitions. Reference, please indicate the outcome of the prompt source, the respect and protection of intellectual property rights. First, the financial status of the concept of the importance and definition of Professor Xiong Deping the above results that: "Definition of finance seem to figure out is self-evident, no doubt, this is a big problem in the discipline: a discipline, its theoretical maximum achievement often stay in for the discipline how to define the core areas, the definition "(Huang Da, 2001, P113). For a long time, "Finance is the borrowing of funds or funds of the intermediation activity, which has been generally accepted by the academic point of view" (Jiang, Chun, 1999), but further investigation found that "the definition of finance, traditional finance theory and modern financial theory is a difference "(Ran light, 2004, P19)," there is from a different perspective on the 'financial' conducted by the normative argument "(Huang Da, 2001, P113), all of its sparkling presentation, the focus different, "Until today, ... ..., there is no universally accepted definition of a unified theory" (Huang Da, 2001, P45). The face of such core areas, the results demonstrated no intention to not seek out recognized as a "financial" concept, but its connotation and extension of the definition is directly related to the research framework of the building foundation. Results follow the Hegelian "concept" and "Theory" of relations and philosophy on the "concept" understanding of the nature, their predecessors in the consolidated "financial" definition based on the efforts to analyze and define the growth and support for the theoretical framework of this study "financial" concept. Definition of "financial" concept, first of all the issues involved by the Chinese character for "gold" and "financial" component of "financial" and English "FINANCE" semantic distinction and choice. Huang Da (2001, P3-11 ,44-45 ,113-120), and has Hong Lin (2002, P10-14), respectively, professor of meaning and relationships of the two, made a detailed and authoritative discussion of the basic concluded that the Chinese "financial" has wide and narrow two caliber. Wide caliber is: refers to banking, insurance, securities, trust and related activities. Narrow-diameter put "financial" is defined in the capital markets and financial as_set_s in areas of supply and price formation. The English "FINANCE" there are wide, the narrow three-diameter. Wide caliber is: with all the money related activities. Includes not only the Chinese, "finance", but also a "government finance", "Corporate Finance", "family financial management" and Chinese "financial" entirely different concept. Specifically refers to the narrow diameter of capital markets, especially in the stock market. In diameter is banks, securities firms, insurance companies, savings associations, residential loan associations, and broker and other intermediary services. Shows Chinese "financial" wide, narrow diameter, respectively, the equivalent of "FINANCE" in the middle and narrow aperture, and wide caliber of the "FINANCE" is China's "government finance", "Corporate Finance", "family financial management" and "financial" in general. As the research topics and tasks from the "rural finance" and "rural economy" of the system level, reveals the intrinsic link between each other to explore the mechanism and mode of coordinated development, therefore, the results will "finance" as defined in the Chinese BORE the meaning. Second, the definition of both the argument of financial concepts 1, "financial intermediation theory" that "financial intermediation is the money funds, currency and credit refers to financial intermediation channels of economic activities" (Wang Shao Miriam, 2002). "Ci Yuan" (1915): "Money of the facility said today that the financial, formerly known as money." Northern Government in 1920, "Consolidation of financial bonds" in the "finance" refers specifically to the currency by the credit agency financing. "Ci Hai" (1936 edition): "monetary circulation that the financing of the morphology, formerly known as the money supply." "Ci Hai" (1979) there are: "Money funds intermediation. Generally refers to currency in circulation and bank credit on all the activities. "1986 Webster's Third New international Dictionary of the caliber of this study is equivalent to" FINANCE "is defined as:" The system that includes the circulation of money, the granting of credit, the making of investments, and the provision of banking facilities ". Therefore, "financing of" the most ancient and living history, mainstream, but in-depth analysis, this definition is a relatively accurate summary of the financial activities of the process, but the essential attribute of the hidden financial back, it seems that the "financial" is suspected of repeatedly agreed to finance. 2, "Financial Resource" think that the financial wealth of human society claims is the monetization of social as_set_s; based on the performance of monetary form, with "stock" form, both the connection and the present and past, and also links the present and future financial stock investment, consumption process and the corresponding change in the system; Finance is a resource that is limited or scarce resources, strategic resources of society (Professor Bai Qinxian et al, 2000). The allocation of financial resources is defined as the theoretical foundation, but only on the static financial sense, but ignoring the financial processes and functions. 3, "the financial industry theory" that "Finance is the financing mechanism for the general behavior and is equal with the national economy and other sectors of industry, finance industry is to operate as a means of financial products and services, the pursuit of profit goals, market operation-based financial organization system and operational mechanism of the general (Ran Light, 2004, P24). "financial industry on" the definition of financial involve more of the financial condition of the market economy mechanism and the intrinsic properties of the operation, emphasizing the the economic system, the financial part of an equal, but its main focus on the argument from the industrial point of view, and its mechanism is only implicit in the concept of industry being. Third, Professor Xiong Deping the concept of the new financial solutions "Credit transaction" theory is the core point is the division of labor and exchange ① financial product. The existence of different property rights and development of the necessary financial conditions. ② the dispersion of ownership and production of concentrated contradiction of the risks of different property rights and management capacity, and all funds and needs time and space in the asymmetric distribution of the full financial and development conditions. The former is the basis of the financial community, which is the natural basis of the financial. ③ "economies of scale" of the existence and the property rights of the "returns to scale" as a financial presence and expand its own internal momentum. ④ effective constraints in the system _set_ up to trust and psychological sense of security based credit transactions are the basic characteristics of the financial. ⑤ Thanks to sustain the financial credit, in the process of promoting economic development, continue to make economic and financial technology, thereby enabling the foundation of economic development credit, the financial heart of the modern economy, economic system and the real economy from the financial economy mutual integration of the two system to be observed and studied. This is the function of the financial effects. ⑥ form of finance is always in development and organization changes, the state of diversity, structural diversity, functional expansion, system standardization, standardization organizations, the external characteristics of a financial development. Modern finance has developed on the grounds of the outflow and inflow of funds side, the connection of both financial intermediaries and financial markets and to manage the central banks and other financial regulatory agencies and operating systems and mechanisms constitute, not only through the intermediation funds, transfer of information, to provide liquidity support to improve efficiency of resource allocation, but also through the law of large numbers, providing specialized services and hedge to effectively disperse and reduce risk, thereby reducing transaction costs and improve efficiency of production or consumption, and other economic system has an equal exchange relations, with the core of the economic system. ⑦ financial Unlike financial institutions, financial institutions, financial product specialization, is to rely on specialized knowledge, ability and credibility to provide intermediary services of "experts"-type organizations, financial institutions, the value of play in its financial functions, rather than its size, quantity and form of expression and organization of the advanced and backward. ⑧ closely linked to finance and credit, not only money that is not derived, and a good financial credit system, monetary system depends on the construction and improvement. This classification is entirely for broad, comprehensive, and the convenience of presentation, rather than strictly on the basis of academic argument or academic school of thought categories, nor is the intent of the creators. At present, most of the financial or money and banking textbook definition of finance by virtue of the meaning of basic concepts. 】 【Finance Finance is split off from economics to study the financing of the subjects. The traditional field of finance generally has two directions: to run the macro level theory of financial markets and the micro-level investment theory.
Translated by Google
Financial
金融界
Finance website (www.jrj.com), is the world's largest Chinese financial websites. October 15, 2004, the financial sector listed on NASDAQ in the United States, the stock code (NASDAQ: JRJC), is the only one in the U.S. listed Chinese Internet companies to finance and economics. After listing, the financial sector have been _select_ed for the authority of a third party named the "2004 China Top 100 commercial web sites", "market economy status of China's mainstream media and commercial value of the order of 2004 - Top 10 website categories of information," and "2004 Deloitte Asia Pacific Technology Fast 500. "
Translated by Google
The relationship between finance and economics
Finance is a branch of a small economy, but has its own focus Economics is a level of discipline, finance is a secondary subject, under the economics, economics is a study of the economic development of countries and regions, ways, roads and so on. Is more macro, and its various aspects of the economy including industry, agriculture and so on. Finance is a country in the economic field to study the financial aspects, such as currency, securities and financial markets.
Translated by Google
The characteristics of financial
1. Financial is a credit transaction. (1) Credit Credit in economics, is a form of commodity trading, which corresponds to the spot transactions (transactions are _set_tled immediately.) Credit is the financial foundation of the financial credit can best embody the principles and characteristics. In the developed commodity economy, credit and currency in circulation has been integrated. (2) Credit transactions should be characterized a. party to the other side to compensate for the conditions to the other first transfer of goods (including money) of the ownership, or part of the power; b. ownership of the goods or one of the first transfer of power and the other between the relative pay, there is a certain time lag; c. delivery of first party to bear some credit risk, credit trading is based on the incidence of giving trust. 2. Financial principle must be the object currency. 3. Financial transactions can occur between the various sectors of the economy. The main branches include: Financial Market (en: Financial market) Corporate finance (en: Corporate Finance) Financial Engineering (en: Financial Engineering) Financial Economics (en: Financial Economics) Investments (en: Investment) Money and Banking (en: Money and Banking) International Finance (en: International Finance) Finance (en: Public Finance) Insurance (en: Insurance) Mathematical finance (en: Mathematical Finance) Financial econometrics (en: Financial Econometrics) Retrieved from "http://zh.wikipedia.org/w/index.php?title =% E9% 87% 91% E8% 9E% 8D% E5% AD% A6 & variant = zh-cn" Category: need to merge the entries | Economics | Finance | Financial "Build" process bank "competitive advantage of innovation" directory First, the "process of bank" concept First section, "process bank" concept background Section II, "sector bank" concept Section III, "sector banks," the defects and Examples Section IV, the "sector banks," the reflection Section V, Introduction to the concept of business process reengineering Section VI, "Process Bank" concept is given Lecture, basic knowledge of business process reengineering Section I, on the general concept of the process Section II, the background of business process reengineering Section III, the types of business process reengineering Section IV, the three aspects of business process reengineering Section V, the four dimensions of business process reengineering Section VI, the principles of business process reengineering VII, business process reengineering approach VIII, business process reengineering techniques IX, business process reengineering tools Section X, from the department of enterprise transformation to the Process Industry Section XI, process-based performance evaluation methods Section XII, business process reengineering the general steps to implement Section XIII, business process reengineering failures Section XIV, business process reengineering and enterprise information Section XV, the development direction of the business process reengineering Third, the "process of bank" in the best-funded commercial banks Section I, the success of the U.S. banking industry and recycling Section II, China's commercial banking business process analysis Fourth speaking, China's commercial banking business process reengineering of core areas Section, customer-oriented, value-added business process structure Section II, to create a variety of business processes Section III, optimization, standardization, and standardization of business processes Fifth speaking, China's commercial banking business process reengineering of core methods Section I, the process described Section II, process diagnostics Section III, Process Reengineering Lecture, to create "processes bank" Mo into errors Section I, the "process of bank" Misunderstanding Section II, building "process banking" approach to the errors SEVEN, commercial banks and risk management business process reengineering Section I, the global risk management system Section II, a comprehensive range of risk management Section III, the whole risk management process Section IV, the new risk management approach V, full risk management culture Eighth speaking, China's commercial banks to build "process bank" concrete strategy steps Section I, Step One Section II, Step II Section III, Step Three IV, Step Four Section V, Step Five Ninth speaking, China's commercial banks to build "process bank" talk about the specific practice Section, Bank of China: recycling processes, to create IT blueprint for the 100 billion investment Section II, Bank of Communications: "processes to create first class international bank building is the weight of heavy," Section III, "Beijing Rural Commercial Bank to the modern standards of commercial banks into the" X say, sum up From another point of view: Finance originated in economics, but now has been relatively independent from the economics, with more systematic research methods. From the perspective of program: 1, the foreign universities offer master's and finance-related projects varied, but all favor the application of the curriculum are not the same. The program mostly in business schools, tend to empirical analysis. Economics rarely seen similar projects _set_ up, although there are . There are some master program is to train professionals in the technical analysis can, therefore, require a higher proficiency in mathematics, such as data processing, statistical quantitative analysis, more advanced software and so on. specific content, we depend on the specific schools to _set_ up the introduction of specific projects and their course structure. 2, phd program. Some foreign university business school will train Dr. Jin Rongxue. But most can Nurturing Financial Economics, Ph.D., although the names may be the doctor of economics. Financial Economics, Financial Econometrics, the project course Physics and Chemistry are highly, and there are macro-finance, international finance and the like for example, research in this area often can be classified as macro-economic studies. Finally, another point is, corporate finance, cross the field means little, it may also be known as Corporate Finance. Involved in finance and management of many things. I can not very clear here that, as individuals to understand is limited. We can refer to three articles of Professor Qian Yingyi. In addition, each school's program has too much weight, you look at prior to the application, although the call finance, but the content can be different. ● Economics Main Subject: Economics Main Courses: Political Economics, "Capital", Western economics, accounting, statistics, econometrics, international economics, money and banking, finance, history of economics, development economics, business management, marketing , international finance, international trade Practitioner orientation: in overall economic management, policy research departments, financial institutions and enterprises engaged in economic analysis, forecasting, planning and economic management expertise. ● Finance Professional Training objectives: the professional training with theoretical knowledge of finance and business skills in banking, securities, investment, insurance and other economic management departments and business expertise in the related work. Training requirements: The students mainly study money and banking, international finance, securities, investment, insurance and other basic theory and basic knowledge, basic training by the relevant business, practical work in the financial sector with the basic skills. Graduates should be given the following knowledge and abilities: 1. Financial discipline to master the basic theory, basic knowledge; 2. Has the deal with bank, securities, investment and insurance, the basic operational capacity; 3. Familiar with the relevant financial principles, policies and regulations; 4. Theoretical understanding of the subject front and developments; 5. Master the literature search, data query the basic method, has some scientific research and practical work. Main courses: Main Subject: Economics Main Courses: Political Economics, Western economics, finance, international economics, money and banking, international financial management, securities investment, Insurance, commercial banking business management, central banking, investment banking theory and practice and so on. Finance is a small branch of the economy, but has its own focus. 【】 Financial and explanations in English finance: Finance is the commercial or government activity of managing money, debt, credit, and investment. Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects alpari www.alparichina.com Yi Furui.
Translated by Google
Encyclopedia
Finance The narrow sense refers specifically to the financial credit currency financial intermediation, financial refers to the generalized Currency credit facility with all the various economic activities. It includes the currency issue, Withdrawn from circulation and storage, absorption and extraction of deposits and loans, payment and recovery, monetary and in-kind And the exchange between money and currency and _set_tlement, securities issuance and transfer of gold and silver Trading, and so on. Lack of funds directly to units and individuals for more than a unit of capital and a Financial intermediation in the way of people, known as direct finance. Lack of funds to units and individuals through the gold Financial intermediaries to fund units and individuals for more than a way of financing funds, known as indirect Finance. Institutions engaged in financial activities, mainly banks, insurance companies, trust investment companies, Credit unions, stock exchanges, securities companies, notes the company, finance companies, leasing Companies, the IMF, gold and silver exchange and so on. Finance is the product of commodity money relations, It is the socio-economic and commodity currencies with the development of relations between the development, while the community by Have an important economic development role to promote and facilitate. The reason why the term refers specifically to finance the credit facility and currency related economic activities is To summarize an economic phenomenon: the credit and currency in circulation during the two economies have been closely Together. Conditions in the gold coins in circulation, credit and currency in circulation, although a certain Ties, but after all, two things that link the external links, but the most important cargo Currency movements - gold casting and sales, and commodity currency media are still independent Outside of the credit. Circulation of money in credit conditions, not only the creation and disappearance of the currency has Bank's credit activities are inextricably linked, and most of the money flow Pass, but also through a bank transfer to achieve debt, credit and currency in circulation phase between Each independent state has been replaced by an integral state. Therefore, only the goods in the letter dated Currency age, credit and currency in circulation has been tightly coupled conditions, it produced a financial Concept.
Translated by Google
English Expression
: Monetary
n.: Finance, Banking, financial
French Expression
n. finance
Thesaurus
Finance and Banking Finance Community, Finance Juweihui