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Contents
dǐ yā
  Creditors of the debtor or a third person to provide real security for debt without transfer of possession of legal acts. Due the debtor defaults, the creditor may sell the mortgaged property or collateral discount the price of priority claim over other creditors.
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dǐ yā
  Debtor charges to their property to creditors, as the guarantee of debt
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No. 3
  Diyafangkuan
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No. 4
  Calligraphy pen of fingering. Constraints on the index finger, ring finger under the supporting document to the little finger secondary tube. Jin Chenggong Sui "official script style": "false document ink speaking, mortgage miniature."
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No. 5
  To property as a debt guarantee. Guanying "occurs in good times banks on": "British business news ... ... Although the Chinese businessmen HSBC shares, not with the Chinese business dealings, which have substantial Chinese business stock, no mortgage." Xiangning "Sun Yat-sen and Liao Zhong": " Mr. Sun's home in Shanghai, has made a two mortgages, by number of funds as the military. "Cao Yu" Sunrise, "the second act:" Oh, he also asked me now is not all real estate banks are already mortgaged a. "
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No. 6
  By means of hostages. Continued Fan Pavilion "Send Yan Xishan's Shanxi Tu Huangdi made a 5000 book": "You put the old six-year-old father gave Yuan collateral, determined to concede defeat to the Yuan." Chen Dengke "Chilong and Danfeng" the first 22: "Song Tong is in the village mayor, did not say robbed a widow as collateral, as slaves, is to snatch away the belongings concubine Murakami big girl, who can oppose it!"
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No. 7
  抵押是指债务人或者第三人不转移对《担保法》第三十四条所列财产的占有,将该财产作为债权的担保。
  抵押是借款合同的一个重要特征,是存在抵押品时,银行的放款的安全性将提高,但同时借款者的成本也会增加,正因为这样,借款者愿意向银行支付的利息也会较低,对银行来说其收益未必增加。
  抵押(collaterlization)
  当出现违约时,赋予贷款人依法没收特定的企业资产的权利,被广泛用来减少与借贷相关的激励问题(即在拖欠发生时使放款者可以获得特定资产).
  抵押物,指提供担保的财产.
  抵押合同,指受益的债权人与抵押人之间所订立的,确认相互之间抵押权利与义务关系的书面协议.
No. 8
  抵押(collaterlization)
  抵押是指债务人或者第三人不转移对《担保法》第三十四条所列财产的占有权,而将该财产抵押作为债权的担保,当债务人不履行债务时,债权人有权依法以抵押财产折价或以拍卖、变卖抵押财产的价款优先受偿。
  抵押是借款合同的一个重要特征,是存在抵押品时,银行的放款的安全性将提高,但同时借款者的成本也会增加,正因为这样,借款者愿意向银行支付的利息也会较低,对银行来说其收益未必增加。
  抵押当出现违约时,赋予贷款人依法没收特定的企业资产的权利,被广泛用来减少与借贷相关的激励问题(即在拖欠发生时使放款者可以获得特定资产).。抵押物,指提供担保的财产。抵押合同,指受益的债权人与抵押人之间所订立的,确认相互之间抵押权利与义务关系的书面协议。
  抵押也可用于金融衍生工具交易中的信用风险管理,通常的抵押条款都要明确在特定账户内必须维持的最低金额。实际上,期货市场的保证金要求就类似抵押,柜台交易的衍生工具经常使用现金或高流动性、低风险证券作为抵押
  一般来说,欠更大金额方要求提供抵押品。如果和约对A为正值、对B为负值,而B欠A更多,则B要提供一定抵押。随着市值变化,需要维持的抵押金额随市值上升而上升、随市值下降而下降。在某以时点,如果市值由正变负,要求提供抵押的一方会发生变化,这会解除原来提供抵押一方的抵押要求。
  抵押金额的确定可以基于和约市值水平,也可以基于信用评级,市值或信用评级变化使所需抵押发生变化。
  抵押注意事项:
  房屋抵押需登记,并且抵押权人无法使用抵押物。
百科大全
  diya
  抵押
  mortgage
  债务人(抵押人)将合法财产作为担保物,质押给债权人(权押人)作为偿还债务保证,以获取放款的信用行为。在抵押合同规定的期限内,债权人对抵押财产无所有权,抵押财产仍归债务人所有。如果债务人不能在约定的期限内偿还债务,债权人有权处置抵押财产,清偿债务。作为抵押物的对象包括有价证券、房地产、机器设备、流动资产、无形资产和其他资产以及个人财产(家庭财产)等。
  抵押有悠久的历史,当代西方国家的抵押信用十分发达,如金融业的抵押贷款、抵押债券,保险业中的抵押权人条款等等。其中,抵押贷款已成为西方各国商业银行的一项传统业务。有些国家还成立了抵押银行(又称不动产抵押银行)。抵押银行的业务大体分为两类:①办理以土地为抵押的长期放款,主要贷给土地所有者或购买土地的农业资本家;②办理以城市房屋为抵押的长期放款,主要贷给房屋所有者或经营建筑业的资本家。抵押行业的发展逐步形成了各种抵押市场,如债券抵押市场、外汇抵押市场等。
  中国自清末到中华民国时期的银行也普遍采用抵押贷款形式。1949年中华人民共和国建立后,在较长一段时期内银行未曾采用这一形式。1979年中国实行经济改革以来,一些国家专业银行和其他非银行金融机构逐步恢复和试办了抵押贷款。其通常做法是:先由债务人立项,向银行或其他非银行金融机构申请贷款,银行或其他非银行金融机构对抵押物进行估价、审定,然后双方签订借款合同,银行或其他非银行金融机构按照合同规定放款。
  (夏立传)
English Expression
  1. :  vas,  Pledged,  Mrge.(mtg. ) mortgage,  Collateral,  Charge,  secure
  2. n.:  a monkey with a long tail,  person who borrows money in a mortgage agreement,  mortgagor,  agreement in which money is lent by a building society, bank, etc for buying a house or other property, the property being the security,  state of being pawned,  in pawn,  pledge,  pawn,  hypothecation,  hostage,  guaranty
  3. v.:  Mortgage,  hypothecate
  4. vt.:  wage,  wadset,  pignorate,  Deposit
French Expression
  1. v.  engager, hypothéquer, mettre en gage
Thesaurus
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Containing Phrases
hostageguarantyhypothecremortgagemortgager
remortgage